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betteroff.finance

betteroff.finance

live Unverified (seed import) Finance & Crypto 22 tools imperative implementation

BetterOff keeps household accounts and financial records current, then shows what changed, what is coming, and what needs attention.

First seen 2026-08-31 · Last seen 2026-08-31 · Source: webmcp.com

Answer 5 · Act 16 · Transact 1 · Score: Not yet scored

Tool inspector

calc_savings_goal

act imperative

Calculates a savings-goal timeline, required monthly savings, and weekly equivalent from a target, current balance, return, and deadline.

Page: /

Input schema

PropertyTypeRequiredDescription
goalAmount number no Goal amount
currentSavings number no Current savings
monthlyContribution number no Monthly contribution
annualReturnPct number no Annual return (%) — Nominal pre-inflation return.
annualFeePct number no Annual fees (%) — Deducted from the assumed annual return.
targetMonths integer no Target timeline (months) — Used to calculate required monthly contribution.
mode string no
Raw JSON schema
{
  "$schema": "http://json-schema.org/draft-07/schema#",
  "type": "object",
  "properties": {
    "goalAmount": {
      "default": 25000,
      "description": "Goal amount",
      "type": "number",
      "minimum": 1,
      "maximum": 1000000000
    },
    "currentSavings": {
      "default": 3000,
      "description": "Current savings",
      "type": "number",
      "minimum": 0,
      "maximum": 1000000000
    },
    "monthlyContribution": {
      "default": 500,
      "description": "Monthly contribution",
      "type": "number",
      "minimum": 0,
      "maximum": 1000000
    },
    "annualReturnPct": {
      "default": 5,
      "description": "Annual return (%) — Nominal pre-inflation return.",
      "type": "number",
      "minimum": 0,
      "maximum": 20
    },
    "annualFeePct": {
      "default": 0,
      "description": "Annual fees (%) — Deducted from the assumed annual return.",
      "type": "number",
      "minimum": 0,
      "maximum": 20
    },
    "targetMonths": {
      "default": 24,
      "description": "Target timeline (months) — Used to calculate required monthly contribution.",
      "type": "integer",
      "minimum": 1,
      "maximum": 1200
    },
    "mode": {
      "default": "time_to_goal",
      "type": "string",
      "enum": [
        "time_to_goal",
        "required_monthly"
      ]
    }
  },
  "additionalProperties": false
}

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