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betteroff.finance

betteroff.finance

live Unverified (seed import) Finance & Crypto 22 tools imperative implementation

BetterOff keeps household accounts and financial records current, then shows what changed, what is coming, and what needs attention.

First seen 2026-08-31 · Last seen 2026-08-31 · Source: webmcp.com

Answer 5 · Act 16 · Transact 1 · Score: Not yet scored

Tool inspector

calc_dca

act imperative

Compares dollar-cost averaging versus lump-sum investing across market scenarios with configurable cadence and horizon.

Page: /

Input schema

PropertyTypeRequiredDescription
totalInvestment number no Total investment — The same total is invested all at once or divided across the DCA schedule.
horizonYears number no Horizon (years) — How long DCA takes to invest the full amount.
cadence string no Contribution cadence — How often the calculator makes an equal DCA purchase.
scenario string no Market scenario — A simplified price path for comparison, not a market forecast.
startPrice number no Start price — The price used for the lump-sum purchase and the first DCA purchase.
endPrice number no End price — The price used to value both strategies at the end.
volatilityPct number no Illustrative path swing (%) — Controls a deterministic sine-shaped price swing. It is not statistical volatility or a forecast.
cashYieldPct number no Annual yield on uninvested cash — Yield earned while cash waits for later DCA purchases.
feePerPurchase number no Fee per purchase — A flat trading fee deducted from every scheduled purchase.
Raw JSON schema
{
  "$schema": "http://json-schema.org/draft-07/schema#",
  "type": "object",
  "properties": {
    "totalInvestment": {
      "default": 12000,
      "description": "Total investment — The same total is invested all at once or divided across the DCA schedule.",
      "type": "number",
      "minimum": 1,
      "maximum": 1000000000
    },
    "horizonYears": {
      "default": 5,
      "description": "Horizon (years) — How long DCA takes to invest the full amount.",
      "type": "number",
      "minimum": 0.25,
      "maximum": 40
    },
    "cadence": {
      "default": "monthly",
      "description": "Contribution cadence — How often the calculator makes an equal DCA purchase.",
      "type": "string",
      "enum": [
        "weekly",
        "biweekly",
        "monthly",
        "quarterly"
      ]
    },
    "scenario": {
      "default": "bull",
      "description": "Market scenario — A simplified price path for comparison, not a market forecast.",
      "type": "string",
      "enum": [
        "bull",
        "bear",
        "sideways",
        "volatile",
        "custom"
      ]
    },
    "startPrice": {
      "default": 100,
      "description": "Start price — The price used for the lump-sum purchase and the first DCA purchase.",
      "type": "number",
      "minimum": 0.01,
      "maximum": 1000000
    },
    "endPrice": {
      "default": 140,
      "description": "End price — The price used to value both strategies at the end.",
      "type": "number",
      "minimum": 0.01,
      "maximum": 1000000
    },
    "volatilityPct": {
      "default": 20,
      "description": "Illustrative path swing (%) — Controls a deterministic sine-shaped price swing. It is not statistical volatility or a forecast.",
      "type": "number",
      "minimum": 0,
      "maximum": 100
    },
    "cashYieldPct": {
      "default": 0,
      "description": "Annual yield on uninvested cash — Yield earned while cash waits for later DCA purchases.",
      "type": "number",
      "minimum": 0,
      "maximum": 30
    },
    "feePerPurchase": {
      "default": 0,
      "description": "Fee per purchase — A flat trading fee deducted from every scheduled purchase.",
      "type": "number",
      "minimum": 0,
      "maximum": 10000
    }
  },
  "additionalProperties": false
}

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