betteroff.finance
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First seen 2026-08-31 · Last seen 2026-08-31 · Source: webmcp.com
Answer 5 · Act 16 · Transact 1 · Score: Not yet scored
Tool inspector
calc_dca
Compares dollar-cost averaging versus lump-sum investing across market scenarios with configurable cadence and horizon.
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Input schema
| Property | Type | Required | Description |
|---|---|---|---|
totalInvestment |
number | no | Total investment — The same total is invested all at once or divided across the DCA schedule. |
horizonYears |
number | no | Horizon (years) — How long DCA takes to invest the full amount. |
cadence |
string | no | Contribution cadence — How often the calculator makes an equal DCA purchase. |
scenario |
string | no | Market scenario — A simplified price path for comparison, not a market forecast. |
startPrice |
number | no | Start price — The price used for the lump-sum purchase and the first DCA purchase. |
endPrice |
number | no | End price — The price used to value both strategies at the end. |
volatilityPct |
number | no | Illustrative path swing (%) — Controls a deterministic sine-shaped price swing. It is not statistical volatility or a forecast. |
cashYieldPct |
number | no | Annual yield on uninvested cash — Yield earned while cash waits for later DCA purchases. |
feePerPurchase |
number | no | Fee per purchase — A flat trading fee deducted from every scheduled purchase. |
Raw JSON schema
{
"$schema": "http://json-schema.org/draft-07/schema#",
"type": "object",
"properties": {
"totalInvestment": {
"default": 12000,
"description": "Total investment — The same total is invested all at once or divided across the DCA schedule.",
"type": "number",
"minimum": 1,
"maximum": 1000000000
},
"horizonYears": {
"default": 5,
"description": "Horizon (years) — How long DCA takes to invest the full amount.",
"type": "number",
"minimum": 0.25,
"maximum": 40
},
"cadence": {
"default": "monthly",
"description": "Contribution cadence — How often the calculator makes an equal DCA purchase.",
"type": "string",
"enum": [
"weekly",
"biweekly",
"monthly",
"quarterly"
]
},
"scenario": {
"default": "bull",
"description": "Market scenario — A simplified price path for comparison, not a market forecast.",
"type": "string",
"enum": [
"bull",
"bear",
"sideways",
"volatile",
"custom"
]
},
"startPrice": {
"default": 100,
"description": "Start price — The price used for the lump-sum purchase and the first DCA purchase.",
"type": "number",
"minimum": 0.01,
"maximum": 1000000
},
"endPrice": {
"default": 140,
"description": "End price — The price used to value both strategies at the end.",
"type": "number",
"minimum": 0.01,
"maximum": 1000000
},
"volatilityPct": {
"default": 20,
"description": "Illustrative path swing (%) — Controls a deterministic sine-shaped price swing. It is not statistical volatility or a forecast.",
"type": "number",
"minimum": 0,
"maximum": 100
},
"cashYieldPct": {
"default": 0,
"description": "Annual yield on uninvested cash — Yield earned while cash waits for later DCA purchases.",
"type": "number",
"minimum": 0,
"maximum": 30
},
"feePerPurchase": {
"default": 0,
"description": "Fee per purchase — A flat trading fee deducted from every scheduled purchase.",
"type": "number",
"minimum": 0,
"maximum": 10000
}
},
"additionalProperties": false
}
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