betteroff.finance
BetterOff keeps household accounts and financial records current, then shows what changed, what is coming, and what needs attention.
First seen 2026-08-31 · Last seen 2026-08-31 · Source: webmcp.com
Answer 5 · Act 16 · Transact 1 · Score: Not yet scored
Tool inspector
calc_portfolio_allocation
Calculates an illustrative portfolio allocation across U.S. stocks, international stocks, bonds, and cash based on years to retirement and risk tolerance.
Page: /
Input schema
| Property | Type | Required | Description |
|---|---|---|---|
currentAge |
integer | no | Current age |
retirementAge |
integer | no | Retirement age |
riskTolerance |
string | no | Risk tolerance |
riskCapacity |
string | no | Capacity to absorb losses — Financial ability to tolerate losses, separate from willingness to take risk. The more conservative of the two governs the illustration. |
portfolioValue |
number | no | Portfolio value — Your current invested assets. |
Raw JSON schema
{
"$schema": "http://json-schema.org/draft-07/schema#",
"type": "object",
"properties": {
"currentAge": {
"default": 35,
"description": "Current age",
"type": "integer",
"minimum": 18,
"maximum": 80
},
"retirementAge": {
"default": 65,
"description": "Retirement age",
"type": "integer",
"minimum": 40,
"maximum": 90
},
"riskTolerance": {
"default": "moderate",
"description": "Risk tolerance",
"type": "string",
"enum": [
"conservative",
"moderate",
"aggressive"
]
},
"riskCapacity": {
"default": "moderate",
"description": "Capacity to absorb losses — Financial ability to tolerate losses, separate from willingness to take risk. The more conservative of the two governs the illustration.",
"type": "string",
"enum": [
"conservative",
"moderate",
"aggressive"
]
},
"portfolioValue": {
"default": 100000,
"description": "Portfolio value — Your current invested assets.",
"type": "number",
"minimum": 0,
"maximum": 100000000
}
},
"additionalProperties": false
}
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