betteroff.finance WebMCP Tools, Schemas & Agent Capabilities

betteroff.finance

live Unverified (seed import) Finance & Crypto 22 tools imperative implementation

BetterOff keeps household accounts and financial records current, then shows what changed, what is coming, and what needs attention.

First seen 2026-08-31 · Last seen 2026-08-31 · Source: webmcp.com

Answer 5 · Act 16 · Transact 1 · Score: Not yet scored

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calc_debt_payoff

act imperative

Runs debt payoff projections across multiple debts using avalanche or snowball strategy and extra monthly payment.

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Input schema

Property	Type	Required	Description
`debts`	array	no	Debts
`extraPayment`	number	no	Extra monthly payment
`strategy`	string	no	Strategy

Raw JSON schema

{
  "$schema": "http://json-schema.org/draft-07/schema#",
  "type": "object",
  "properties": {
    "debts": {
      "default": [
        {
          "name": "Credit Card",
          "balance": 15000,
          "minimumPayment": 300,
          "annualRatePct": 22
        },
        {
          "name": "Car Loan",
          "balance": 12000,
          "minimumPayment": 250,
          "annualRatePct": 7
        }
      ],
      "description": "Debts",
      "minItems": 1,
      "maxItems": 12,
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "name": {
            "default": "Debt",
            "type": "string",
            "minLength": 1,
            "maxLength": 64
          },
          "balance": {
            "default": 0,
            "type": "number",
            "minimum": 0,
            "maximum": 1000000000
          },
          "minimumPayment": {
            "default": 0,
            "type": "number",
            "minimum": 0,
            "maximum": 1000000
          },
          "annualRatePct": {
            "default": 0,
            "type": "number",
            "minimum": 0,
            "maximum": 100
          },
          "promoRatePct": {
            "default": 0,
            "type": "number",
            "minimum": 0,
            "maximum": 100
          },
          "promoMonths": {
            "default": 0,
            "type": "integer",
            "minimum": 0,
            "maximum": 120
          }
        },
        "additionalProperties": {}
      }
    },
    "extraPayment": {
      "default": 250,
      "description": "Extra monthly payment",
      "type": "number",
      "minimum": 0,
      "maximum": 1000000
    },
    "strategy": {
      "default": "avalanche",
      "description": "Strategy",
      "type": "string",
      "enum": [
        "avalanche",
        "snowball"
      ]
    }
  },
  "additionalProperties": false
}