betteroff.finance WebMCP Tools, Schemas & Agent Capabilities

betteroff.finance

live Unverified (seed import) Finance & Crypto 22 tools imperative implementation

BetterOff keeps household accounts and financial records current, then shows what changed, what is coming, and what needs attention.

First seen 2026-08-31 · Last seen 2026-08-31 · Source: webmcp.com

Answer 5 · Act 16 · Transact 1 · Score: Not yet scored

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calc_fire

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Estimates financial independence target from annual expenses, withdrawal rate, current savings, monthly investment, and return assumptions.

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Input schema

Property	Type	Required	Description
`annualExpenses`	number	no	Annual expenses — Yearly spending to sustain after retirement.
`currentSavings`	number	no	Current invested assets
`monthlyInvestment`	number	no	Monthly investment
`annualReturnPct`	number	no	Expected annual return (%) — Pre-inflation return on invested assets.
`withdrawalRatePct`	number	no	Safe withdrawal rate (%) — Percentage of portfolio withdrawn annually in retirement.
`projectionMode`	string	no	Projection mode
`inflationRatePct`	number	no	Inflation rate (%)
`annualFeePct`	number	no	Annual investment fees (%) — Deducted from the assumed return.
`annualContributionGrowthPct`	number	no	Annual investment growth (%) — Annual increase in the monthly investment amount.
`otherAnnualIncome`	number	no	Other annual retirement income — Pension, Social Security, or work income that reduces expenses funded by the portfolio.

Raw JSON schema

{
  "$schema": "http://json-schema.org/draft-07/schema#",
  "type": "object",
  "properties": {
    "annualExpenses": {
      "default": 60000,
      "description": "Annual expenses — Yearly spending to sustain after retirement.",
      "type": "number",
      "minimum": 0,
      "maximum": 2000000
    },
    "currentSavings": {
      "default": 200000,
      "description": "Current invested assets",
      "type": "number",
      "minimum": 0,
      "maximum": 10000000000
    },
    "monthlyInvestment": {
      "default": 2000,
      "description": "Monthly investment",
      "type": "number",
      "minimum": 0,
      "maximum": 1000000
    },
    "annualReturnPct": {
      "default": 7,
      "description": "Expected annual return (%) — Pre-inflation return on invested assets.",
      "type": "number",
      "minimum": -20,
      "maximum": 30
    },
    "withdrawalRatePct": {
      "default": 4,
      "description": "Safe withdrawal rate (%) — Percentage of portfolio withdrawn annually in retirement.",
      "type": "number",
      "minimum": 2,
      "maximum": 10
    },
    "projectionMode": {
      "default": "nominal",
      "description": "Projection mode",
      "type": "string",
      "enum": [
        "nominal",
        "inflation-adjusted"
      ]
    },
    "inflationRatePct": {
      "default": 2.5,
      "description": "Inflation rate (%)",
      "type": "number",
      "minimum": 0,
      "maximum": 20
    },
    "annualFeePct": {
      "default": 0,
      "description": "Annual investment fees (%) — Deducted from the assumed return.",
      "type": "number",
      "minimum": 0,
      "maximum": 10
    },
    "annualContributionGrowthPct": {
      "default": 0,
      "description": "Annual investment growth (%) — Annual increase in the monthly investment amount.",
      "type": "number",
      "minimum": 0,
      "maximum": 20
    },
    "otherAnnualIncome": {
      "default": 0,
      "description": "Other annual retirement income — Pension, Social Security, or work income that reduces expenses funded by the portfolio.",
      "type": "number",
      "minimum": 0,
      "maximum": 2000000
    }
  },
  "additionalProperties": false
}