betteroff.finance WebMCP Tools, Schemas & Agent Capabilities

betteroff.finance

live Unverified (seed import) Finance & Crypto 22 tools imperative implementation

BetterOff keeps household accounts and financial records current, then shows what changed, what is coming, and what needs attention.

First seen 2026-08-31 · Last seen 2026-08-31 · Source: webmcp.com

Answer 5 · Act 16 · Transact 1 · Score: Not yet scored

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calc_paycheck

act imperative

Estimates 2026 take-home pay from salary or hourly wages, pay frequency, filing status, state, W-4 settings, FICA, and pre-tax deductions.

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Input schema

Property	Type	Required	Description
`incomeMode`	string	no	Pay type
`grossAnnual`	number	no	Annual salary
`hourlyRate`	number	no	Hourly rate
`hoursPerWeek`	number	no	Hours per week
`payFrequency`	string	no	Pay frequency
`filingStatus`	string	no	Filing status
`stateCode`	string	no	State
`stateRatePct`	number	no	Estimated state rate — Used for states without a dated calculator profile.
`retirement401kPct`	number	no	401(k) contribution — Traditional pre-tax contribution as a percentage of gross pay.
`healthPremiumPerPaycheck`	number	no	Health premiums per paycheck
`hsaPerPaycheck`	number	no	HSA or other pre-tax benefits
`dependentsCreditAnnual`	number	no	W-4 Step 3 credits
`extraWithholdingPerPaycheck`	number	no	Extra withholding per paycheck
`multipleJobs`	boolean	no	W-4 multiple-jobs checkbox

Raw JSON schema

{
  "$schema": "http://json-schema.org/draft-07/schema#",
  "type": "object",
  "properties": {
    "incomeMode": {
      "default": "salary",
      "description": "Pay type",
      "type": "string",
      "enum": [
        "salary",
        "hourly"
      ]
    },
    "grossAnnual": {
      "default": 75000,
      "description": "Annual salary",
      "type": "number",
      "minimum": 0,
      "maximum": 1000000000
    },
    "hourlyRate": {
      "default": 30,
      "description": "Hourly rate",
      "type": "number",
      "minimum": 0,
      "maximum": 1000000
    },
    "hoursPerWeek": {
      "default": 40,
      "description": "Hours per week",
      "type": "number",
      "minimum": 0,
      "maximum": 168
    },
    "payFrequency": {
      "default": "biweekly",
      "description": "Pay frequency",
      "type": "string",
      "enum": [
        "weekly",
        "biweekly",
        "semimonthly",
        "monthly"
      ]
    },
    "filingStatus": {
      "default": "single",
      "description": "Filing status",
      "type": "string",
      "enum": [
        "single",
        "married",
        "headOfHousehold"
      ]
    },
    "stateCode": {
      "default": "CA",
      "description": "State",
      "type": "string",
      "enum": [
        "AL",
        "AK",
        "AZ",
        "AR",
        "CA",
        "CO",
        "CT",
        "DC",
        "DE",
        "FL",
        "GA",
        "HI",
        "ID",
        "IL",
        "IN",
        "IA",
        "KS",
        "KY",
        "LA",
        "ME",
        "MD",
        "MA",
        "MI",
        "MN",
        "MS",
        "MO",
        "MT",
        "NE",
        "NV",
        "NH",
        "NJ",
        "NM",
        "NY",
        "NC",
        "ND",
        "OH",
        "OK",
        "OR",
        "PA",
        "RI",
        "SC",
        "SD",
        "TN",
        "TX",
        "UT",
        "VT",
        "VA",
        "WA",
        "WV",
        "WI",
        "WY",
        "custom"
      ]
    },
    "stateRatePct": {
      "default": 5,
      "description": "Estimated state rate — Used for states without a dated calculator profile.",
      "type": "number",
      "minimum": 0,
      "maximum": 20
    },
    "retirement401kPct": {
      "default": 6,
      "description": "401(k) contribution — Traditional pre-tax contribution as a percentage of gross pay.",
      "type": "number",
      "minimum": 0,
      "maximum": 100
    },
    "healthPremiumPerPaycheck": {
      "default": 0,
      "description": "Health premiums per paycheck",
      "type": "number",
      "minimum": 0,
      "maximum": 1000000
    },
    "hsaPerPaycheck": {
      "default": 0,
      "description": "HSA or other pre-tax benefits",
      "type": "number",
      "minimum": 0,
      "maximum": 1000000
    },
    "dependentsCreditAnnual": {
      "default": 0,
      "description": "W-4 Step 3 credits",
      "type": "number",
      "minimum": 0,
      "maximum": 1000000
    },
    "extraWithholdingPerPaycheck": {
      "default": 0,
      "description": "Extra withholding per paycheck",
      "type": "number",
      "minimum": 0,
      "maximum": 1000000
    },
    "multipleJobs": {
      "default": false,
      "description": "W-4 multiple-jobs checkbox",
      "type": "boolean"
    }
  },
  "additionalProperties": false
}