betteroff.finance WebMCP Tools, Schemas & Agent Capabilities

betteroff.finance

live Unverified (seed import) Finance & Crypto 22 tools imperative implementation

BetterOff keeps household accounts and financial records current, then shows what changed, what is coming, and what needs attention.

First seen 2026-08-31 · Last seen 2026-08-31 · Source: webmcp.com

Answer 5 · Act 16 · Transact 1 · Score: Not yet scored

Tool inspector

calc_emergency_fund

act imperative

Calculates emergency fund target from monthly expenses and coverage months, tracks progress, and estimates time-to-goal.

Page: /

Input schema

Property	Type	Required	Description
`monthlyExpenses`	number	no	Monthly essential expenses — Housing, food, utilities, insurance, debt minimums.
`monthsCoverage`	—	no	Months of coverage
`currentSavings`	number	no	Current emergency savings
`monthlySavingsRate`	number	no	Monthly savings rate — Amount directed toward this goal each month.
`variableIncomeBufferMonths`	number	no	Extra variable-income buffer (months) — Optional additional coverage for commissions, contract work, seasonal income, or a single-income household.
`insuranceDeductibleReserve`	number	no	Insurance deductible reserve — Optional reserve for the largest likely health, home, or auto deductible not already in monthly expenses.

Raw JSON schema

{
  "$schema": "http://json-schema.org/draft-07/schema#",
  "type": "object",
  "properties": {
    "monthlyExpenses": {
      "default": 4000,
      "description": "Monthly essential expenses — Housing, food, utilities, insurance, debt minimums.",
      "type": "number",
      "minimum": 0,
      "maximum": 1000000
    },
    "monthsCoverage": {
      "default": 6,
      "description": "Months of coverage",
      "anyOf": [
        {
          "type": "number",
          "const": 3
        },
        {
          "type": "number",
          "const": 6
        },
        {
          "type": "number",
          "const": 9
        },
        {
          "type": "number",
          "const": 12
        }
      ]
    },
    "currentSavings": {
      "default": 5000,
      "description": "Current emergency savings",
      "type": "number",
      "minimum": 0,
      "maximum": 1000000000
    },
    "monthlySavingsRate": {
      "default": 500,
      "description": "Monthly savings rate — Amount directed toward this goal each month.",
      "type": "number",
      "minimum": 0,
      "maximum": 1000000
    },
    "variableIncomeBufferMonths": {
      "default": 0,
      "description": "Extra variable-income buffer (months) — Optional additional coverage for commissions, contract work, seasonal income, or a single-income household.",
      "type": "number",
      "minimum": 0,
      "maximum": 12
    },
    "insuranceDeductibleReserve": {
      "default": 0,
      "description": "Insurance deductible reserve — Optional reserve for the largest likely health, home, or auto deductible not already in monthly expenses.",
      "type": "number",
      "minimum": 0,
      "maximum": 1000000000
    }
  },
  "additionalProperties": false
}