nouploadmcp.app

{
  "type": "object",
  "properties": {
    "goal": {
      "type": "object",
      "description": "Goal object: { label, current, target?, rate } — current is the outstanding balance, target is the payoff target (default 0), rate is the annual interest rate (APR) as a plain percentage number where 20 means 20% (not 0.20)"
    },
    "adjustments": {
      "type": "array",
      "description": "Array of { category, currentMonthly, targetMonthly, rationale } — freed cash applied as extra payment toward the balance. currentMonthly must be a true monthly average (get_spend_by_category's avgMonthly field, not its total) or the payment plan won't be affordable."
    }
  },
  "required": [
    "goal",
    "adjustments"
  ]
}