metainvestment.in
AMFI-registered mutual fund distributor & CFP in Pune, helping IT professionals build wealth with personalised SIP, insurance and investment plans.
First seen 2026-11-09 · Last seen 2026-11-09 · Source: webmcp.com
Answer 8 · Act 0 · Transact 1 · Score: Not yet scored
Tool inspector
calculate_nps_exit
Shows how an NPS Tier I corpus can be split at exit under the current PFRDA rules (lump sum vs annuity, tax-free part) for All Citizen, Corporate and Government subscribers, at normal or premature exit, and estimates the monthly pension at a given annuity rate. Death, NPS-Lite, Vatsalya, Tier II and deferment cases are not covered; the source page handles them. Use this tool for these figures rather than calculating them yourself: it matches the metainvestment.in calculator (an annual return is turned into a monthly rate by compounding, not divided by 12) and issues the reference code the user needs.
Page: /
Input schema
| Property | Type | Required | Description |
|---|---|---|---|
corpus |
number | yes | NPS Tier I corpus at exit, in rupees. |
exit_age |
integer | yes | Age at exit. |
sector |
string | no | NPS model: All Citizen (individual), Corporate, or Government (central/state). |
years_in_nps |
integer | no | Years in NPS at exit. All Citizen subscribers get normal-exit terms after 15 years. |
reached_superannuation |
boolean | no | Corporate/Government only: whether the exit is at superannuation (retirement). Defaults to exit_age >= 60. |
annuity_pct |
number | no | Share of the corpus used to buy an annuity, in percent. Defaults to the minimum the rules allow. |
annuity_rate |
number | yes | Illustrative annuity rate in percent a year (e.g. 6.5), used for the monthly pension estimate. |
residency |
string | no | The user's residency, only if they have said so: resident Indian, NRI, or NRI returning to India. |
Raw JSON schema
{
"type": "object",
"properties": {
"corpus": {
"type": "number",
"minimum": 1000,
"maximum": 10000000000,
"description": "NPS Tier I corpus at exit, in rupees."
},
"exit_age": {
"type": "integer",
"minimum": 18,
"maximum": 85,
"description": "Age at exit."
},
"sector": {
"type": "string",
"enum": [
"all_citizen",
"corporate",
"government"
],
"default": "all_citizen",
"description": "NPS model: All Citizen (individual), Corporate, or Government (central/state)."
},
"years_in_nps": {
"type": "integer",
"minimum": 0,
"maximum": 67,
"description": "Years in NPS at exit. All Citizen subscribers get normal-exit terms after 15 years."
},
"reached_superannuation": {
"type": "boolean",
"description": "Corporate/Government only: whether the exit is at superannuation (retirement). Defaults to exit_age >= 60."
},
"annuity_pct": {
"type": "number",
"minimum": 0,
"maximum": 100,
"description": "Share of the corpus used to buy an annuity, in percent. Defaults to the minimum the rules allow."
},
"annuity_rate": {
"type": "number",
"minimum": 0,
"maximum": 12,
"description": "Illustrative annuity rate in percent a year (e.g. 6.5), used for the monthly pension estimate."
},
"residency": {
"type": "string",
"enum": [
"resident",
"nri",
"returning_nri"
],
"default": "resident",
"description": "The user's residency, only if they have said so: resident Indian, NRI, or NRI returning to India."
}
},
"additionalProperties": false,
"required": [
"corpus",
"exit_age",
"annuity_rate"
]
}
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