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metainvestment.in

metainvestment.in

live Unverified (seed import) Finance & Crypto 9 tools imperative implementation

AMFI-registered mutual fund distributor & CFP in Pune, helping IT professionals build wealth with personalised SIP, insurance and investment plans.

First seen 2026-11-09 · Last seen 2026-11-09 · Source: webmcp.com

Answer 8 · Act 0 · Transact 1 · Score: Not yet scored

Tool inspector

calculate_nps_exit

answer imperative

Shows how an NPS Tier I corpus can be split at exit under the current PFRDA rules (lump sum vs annuity, tax-free part) for All Citizen, Corporate and Government subscribers, at normal or premature exit, and estimates the monthly pension at a given annuity rate. Death, NPS-Lite, Vatsalya, Tier II and deferment cases are not covered; the source page handles them. Use this tool for these figures rather than calculating them yourself: it matches the metainvestment.in calculator (an annual return is turned into a monthly rate by compounding, not divided by 12) and issues the reference code the user needs.

Page: /

Input schema

PropertyTypeRequiredDescription
corpus number yes NPS Tier I corpus at exit, in rupees.
exit_age integer yes Age at exit.
sector string no NPS model: All Citizen (individual), Corporate, or Government (central/state).
years_in_nps integer no Years in NPS at exit. All Citizen subscribers get normal-exit terms after 15 years.
reached_superannuation boolean no Corporate/Government only: whether the exit is at superannuation (retirement). Defaults to exit_age >= 60.
annuity_pct number no Share of the corpus used to buy an annuity, in percent. Defaults to the minimum the rules allow.
annuity_rate number yes Illustrative annuity rate in percent a year (e.g. 6.5), used for the monthly pension estimate.
residency string no The user's residency, only if they have said so: resident Indian, NRI, or NRI returning to India.
Raw JSON schema
{
  "type": "object",
  "properties": {
    "corpus": {
      "type": "number",
      "minimum": 1000,
      "maximum": 10000000000,
      "description": "NPS Tier I corpus at exit, in rupees."
    },
    "exit_age": {
      "type": "integer",
      "minimum": 18,
      "maximum": 85,
      "description": "Age at exit."
    },
    "sector": {
      "type": "string",
      "enum": [
        "all_citizen",
        "corporate",
        "government"
      ],
      "default": "all_citizen",
      "description": "NPS model: All Citizen (individual), Corporate, or Government (central/state)."
    },
    "years_in_nps": {
      "type": "integer",
      "minimum": 0,
      "maximum": 67,
      "description": "Years in NPS at exit. All Citizen subscribers get normal-exit terms after 15 years."
    },
    "reached_superannuation": {
      "type": "boolean",
      "description": "Corporate/Government only: whether the exit is at superannuation (retirement). Defaults to exit_age >= 60."
    },
    "annuity_pct": {
      "type": "number",
      "minimum": 0,
      "maximum": 100,
      "description": "Share of the corpus used to buy an annuity, in percent. Defaults to the minimum the rules allow."
    },
    "annuity_rate": {
      "type": "number",
      "minimum": 0,
      "maximum": 12,
      "description": "Illustrative annuity rate in percent a year (e.g. 6.5), used for the monthly pension estimate."
    },
    "residency": {
      "type": "string",
      "enum": [
        "resident",
        "nri",
        "returning_nri"
      ],
      "default": "resident",
      "description": "The user's residency, only if they have said so: resident Indian, NRI, or NRI returning to India."
    }
  },
  "additionalProperties": false,
  "required": [
    "corpus",
    "exit_age",
    "annuity_rate"
  ]
}

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