housetime.es

{
  "type": "object",
  "properties": {
    "PropertyValue": {
      "type": "number",
      "format": "double",
      "description": "Total purchase price of the property in euros. Used as the basis for IMT and Stamp Duty calculations."
    },
    "LoanAmount": {
      "type": "number",
      "format": "double",
      "description": "Total amount to be borrowed from the bank (capital). Must be less than or equal to the property value."
    },
    "Spread": {
      "type": "number",
      "format": "double",
      "description": "The bank's profit margin (spread) as a percentage. Combined with Euribor, it forms the total interest rate (TAN)."
    },
    "EuriborRateMaturity": {
      "type": "string",
      "description": "Maturity period of the Euribor applied to the loan. Possible values: 1M (1 month: rate revised monthly), 3M (3 months: rate revised quarterly), 6M (6 months: rate revised semi-annually), 12M (12 months: rate revised annually)."
    },
    "LoanTermYears": {
      "type": "integer",
      "format": "int32",
      "description": "Loan duration in years. Usually between 5 and 40 years depending on the applicant’s age."
    },
    "IsPermanentHousing": {
      "type": "boolean",
      "description": "Indicates if the property is for Own Permanent Housing. Affects IMT tax brackets and exemptions in Portugal."
    },
    "Name": {
      "type": "string",
      "description": "User's name."
    },
    "Email": {
      "type": "string",
      "description": "User's email address (required if no phone number is provided)."
    },
    "Phone": {
      "type": "string",
      "description": "User's phone number (optional if email address is provided)."
    },
    "PhoneCountryCode": {
      "type": "string",
      "description": "Phone country code including the plus sign, e.g., \"+44\" for United Kingdom, \"+33\" for France, \"+49\" for Germany."
    }
  },
  "additionalProperties": true,
  "required": [
    "PropertyValue",
    "LoanAmount",
    "Spread",
    "EuriborRateMaturity",
    "LoanTermYears",
    "IsPermanentHousing",
    "Name",
    "Email"
  ]
}