capexiq.jaybharti.me

{
  "type": "object",
  "properties": {
    "category": {
      "type": "string",
      "enum": [
        "MRI",
        "CT",
        "Cath Lab",
        "Dialysis",
        "Ultrasound",
        "Custom"
      ],
      "description": "Equipment category."
    },
    "purchaseCostCr": {
      "type": "number",
      "description": "Equipment purchase cost in INR Crore (e.g. 5.5 for ₹5.5 Cr)."
    },
    "installationCostCr": {
      "type": "number",
      "description": "Site prep / installation cost in INR Crore."
    },
    "usagePerDay": {
      "type": "number",
      "description": "Expected daily scan/procedure volume."
    },
    "billedTariffPerUse": {
      "type": "number",
      "description": "Average gross billed charge per scan/procedure in INR."
    },
    "workingDaysPerMonth": {
      "type": "number",
      "description": "Operating days per month (typically 25)."
    },
    "consumableCostPerUse": {
      "type": "number",
      "description": "Consumables & contrast cost per scan in INR."
    },
    "professionalFeePerUse": {
      "type": "number",
      "description": "Doctor / radiologist fee per scan in INR."
    },
    "otherVariableCostPerUse": {
      "type": "number",
      "description": "Other variable cost per scan in INR."
    },
    "staffCostPerMonth": {
      "type": "number",
      "description": "Monthly staff/technician salary in INR."
    },
    "electricityCostPerMonth": {
      "type": "number",
      "description": "Monthly electricity and utility cost in INR."
    },
    "otherFixedCostPerMonth": {
      "type": "number",
      "description": "Other monthly fixed overhead in INR."
    },
    "warrantyYears": {
      "type": "number",
      "description": "OEM warranty period in years."
    },
    "amcCmcCostPostWarrantyPct": {
      "type": "number",
      "description": "Post-warranty annual maintenance contract rate as % of purchase cost."
    },
    "acquisitionMode": {
      "type": "string",
      "enum": [
        "Cash",
        "Loan",
        "Lease"
      ],
      "description": "Financing method."
    },
    "downPaymentCr": {
      "type": "number",
      "description": "Loan down payment in INR Crore."
    },
    "loanInterestRate": {
      "type": "number",
      "description": "Annual loan interest rate %."
    },
    "loanTenureMonths": {
      "type": "number",
      "description": "Loan tenure in months (e.g. 60)."
    },
    "leaseRentalPerMonth": {
      "type": "number",
      "description": "Monthly lease rental in INR."
    },
    "leaseTenureMonths": {
      "type": "number",
      "description": "Lease tenure in months."
    },
    "usefulLifeYears": {
      "type": "number",
      "description": "Useful asset life in years (Companies Act benchmark: 13 for MRI/CT)."
    },
    "discountRate": {
      "type": "number",
      "description": "Annual discount rate / WACC % (default 12.5%)."
    },
    "salvageValuePercentage": {
      "type": "number",
      "description": "Estimated terminal salvage value as % of initial cost (default 5%)."
    },
    "payerMix": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "payerName": {
            "type": "string"
          },
          "shareOfVolume": {
            "type": "number",
            "description": "% share of total patients"
          },
          "billedTariff": {
            "type": "number",
            "description": "Billed tariff for this payer in INR"
          },
          "realizationPercentage": {
            "type": "number",
            "description": "Net realization % after disallowances"
          },
          "collectionDelayDays": {
            "type": "number",
            "description": "Average DSO in days"
          }
        },
        "required": [
          "payerName",
          "shareOfVolume",
          "billedTariff"
        ]
      },
      "description": "Detailed payer breakdown (Private Cash, TPA, CGHS, Ayushman Bharat, ECHS). Must sum to 100%."
    },
    "utilizationRamp": {
      "type": "object",
      "properties": {
        "month1to3Pct": {
          "type": "number"
        },
        "month4to6Pct": {
          "type": "number"
        },
        "month7to12Pct": {
          "type": "number"
        },
        "year2PlusPct": {
          "type": "number"
        }
      },
      "description": "Quarterly utilization ramp-up percentages."
    }
  },
  "required": [
    "purchaseCostCr",
    "usagePerDay",
    "billedTariffPerUse"
  ],
  "additionalProperties": false
}