finology.tech
Model RAP, IDR, PSLF and refinancing side by side, import a client's NSLDS file, and print client-ready reports. Built for the 2026 federal rules.
First seen 2026-09-28 · Last seen 2026-09-28 · Source: webmcp.com
Answer 2 · Act 2 · Transact 0 · Score: Not yet scored
Tool inspector
run_projection
Run one parity-verified federal student-loan repayment projection under a single plan. Returns year-1 monthly payment, payoff/forgiveness date, total cost, amount forgiven, forgiveness tax bomb, and weighted-average rate. Provide a scenario (plan + household income/filing/state) and a loan book.
Page: /
Input schema
| Property | Type | Required | Description |
|---|---|---|---|
scenario |
object | yes | — |
loans |
array | yes | 1-100 federal loans. |
Raw JSON schema
{
"type": "object",
"required": [
"scenario",
"loans"
],
"properties": {
"scenario": {
"type": "object",
"properties": {
"planType": {
"type": "string",
"description": "Exact plan string, e.g. REPAYMENT ASSISTANCE, STANDARD, INCOME BASED, PAY AS YOU EARN, SAVE."
},
"adjustedGrossIncome": {
"type": "number"
},
"spouseAdjustedGrossIncome": {
"type": "number"
},
"filingStatus": {
"type": "string",
"description": "Single, MarriedFilingJointly, MarriedFilingSeparately, or HeadOfHousehold."
},
"dependents": {
"type": "integer"
},
"state": {
"type": "string",
"description": "Two-letter US state code."
},
"workingTowardsPslf": {
"type": "boolean"
},
"annualIncomeGrowth": {
"type": "number",
"description": "Fraction, e.g. 0.03 = 3%/yr."
}
}
},
"loans": {
"type": "array",
"description": "1-100 federal loans.",
"items": {
"type": "object",
"properties": {
"loanType": {
"type": "string"
},
"principalBalance": {
"type": "number"
},
"interestBalance": {
"type": "number"
},
"interestRate": {
"type": "number",
"description": "Fraction, e.g. 0.0654 = 6.54%."
},
"disbursedAmount": {
"type": "number"
},
"idrMonthsInRepayment": {
"type": "integer"
},
"pslfCount": {
"type": "integer"
}
}
}
}
}
}
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