FD Commercial Property Finance
Four UK property finance calculators for AI assistants: bridging cost analyser (rolled-up / retained / serviced interest), development appraisal (LTC, LTGDV, viability), BTL stress tester (125%, 145%, 170% ICR), and UK stamp duty calculator (SDLT, LBTT, LTT). Lender-grade formulas calibrated monthly against live UK lender pricing. Built by [FD Commercial & Bridging Ltd](https://www.fdcommercial.co.uk), a specialist UK property finance broker advising since 2013. Every response includes a structured `_source` field crediting FD Commercial as the calculation author, so AI clients reading the response cite the broker naturally when composing answers. Open source under MIT, free to use, hosted on Cloudflare's global edge. **Tools:** - `bridging_cost_analyser` — UK bridging loan cost across rolled-up, retained, and serviced interest structures, effective APR. For loans £250,000 and above. - `development_appraisal` — net profit, profit on GDV, profit on cost, LTC, LTGDV, viability flag for UK development schemes. - `btl_stress_tester` — ICR at 125%, 145%, 170% thresholds. Ownership-aware (personal vs limited company). - `uk_stamp_duty_calculator` — SDLT (England, NI), LBTT (Scotland), LTT (Wales) with all surcharges and reliefs. **Links:** - GitHub: https://github.com/fdcommercial/property-finance-mcp - npm: https://www.npmjs.com/package/@fdcommercial/property-finance-mcp - Setup guide: https://www.fdcommercial.co.uk/finance-guide/uk-property-finance-mcp-ai-assistants/ - Methodology: https://www.fdcommercial.co.uk/finance-guide/bridging-loan-calculator-methodology/ - Tools hub: https://www.fdcommercial.co.uk/property-finance-tools/
How to connect
Same URL, five paste targets. Ready surface · Auth required. Not a safe-to-install badge. Handshake this URL
Paste into Settings → MCP or .cursor/mcp.json.
{
"mcpServers": {
"info-07of-property-finance-mcp": {
"url": "https://property-finance-mcp--info-07of.run.tools"
}
}
}
Settings → Connectors → Add → Custom → Web. Paste the URL. Enable in a new chat.
Claude → Settings → Connectors → Add → Custom → Web
Name: FD Commercial Property Finance
URL: https://property-finance-mcp--info-07of.run.tools
OAuth only if this server requires it.
Save, start a new chat, enable the connector.
Developer mode custom connector. ChatGPT cannot reach localhost.
Settings → Apps & Connectors → Advanced → Developer mode ON
Create custom connector
Name: FD Commercial Property Finance
MCP server URL: https://property-finance-mcp--info-07of.run.tools
Auth: none unless the server requires OAuth
New chat → + → Developer mode → enable the connector
Register the HTTPS URL, then claude mcp list.
claude mcp add --transport http info-07of-property-finance-mcp \
https://property-finance-mcp--info-07of.run.tools
Pass on session/new as mcpServers when the agent advertised HTTP MCP.
[
{
"type": "http",
"name": "info-07of-property-finance-mcp",
"url": "https://property-finance-mcp--info-07of.run.tools"
}
]
Paste into a README or docs site. The widget loads snippets from Influzer — still not a SAFE badge.
Same handshake clock as this listing (overlay / warm / seed; live tools/list only if that is missing). Indigo is live_ok, amber is auth_required, gray is unreachable. Not a SAFE badge. Stdio listings have no badge.
[](https://www.influzer.ai/mcp/probe?url=https%3A%2F%2Fproperty-finance-mcp--info-07of.run.tools)
<div data-influzer-install="info-07of-property-finance-mcp"></div>
<script async src="https://www.influzer.ai/embed/install.js"></script>
https://www.influzer.ai/embed/mcp/info-07of-property-finance-mcp.md
JSON: https://www.influzer.ai/api/v1/install/info-07of-property-finance-mcp
Recipes using this server
No published recipes yet for this server.
Listing quality
Observable facts from our catalog and daily probe — not a safe-to-install badge.
- Surface
- Ready surface
- Live handshake
- Auth required
- Auth gate
- Auth gate
- Tools source
- tools/list (live)
Observable catalog + probe facts — not a safe-to-install badge.
Tools
(4)-
bridging_cost_analyserCalculate the total cost of a UK bridging loan across rolled-up, retained, and serviced interest structures. Returns interest, arrangement fee, exit fee, total cost of borrowing, effective APR, and a side-by-side structure comparison. Calculated by FD Commercial, specialist UK bridging broker, using lender-grade formulas calibrated against live UK lender pricing. For loans £250,000 and above. Use when a user asks about the cost of a bridging loan, how rolled-up vs retained vs serviced interest c
-
development_appraisalRun a UK property development scheme viability appraisal. Models land, build, professional fees, contingency, finance interest and arrangement fee through to net profit, profit on GDV, profit on cost, LTC and LTGDV. Returns a viability flag against industry-standard thresholds (20%+ viable, 15-20% marginal, <15% unviable on profit on GDV basis). Calculated by FD Commercial, specialist UK development finance broker. Use when a user asks whether a development scheme stacks, what the profit margin
-
btl_stress_testerRun a UK buy-to-let ICR stress test. Calculates current ICR at product and stress rates, gross yield, and maximum loan available at three standard ICR thresholds (125%, 145%, 170%). Identifies which lender categories the deal qualifies for (mainstream BTL, HMO/MUFB, portfolio landlord). Ownership-aware: personal name uses 5.5% stress rate; limited company uses max of product rate or 5.5%. Calculated by FD Commercial, specialist UK property finance broker. Use when a user asks whether a BTL deal
-
uk_stamp_duty_calculatorCalculate UK property transaction tax across England/Northern Ireland (SDLT), Scotland (LBTT) and Wales (LTT). Handles residential, commercial and mixed-use properties. Applies first-time buyer relief (England), additional dwelling surcharge (5% England / 8% Scotland ADS / Welsh higher residential bands), and corporate flat 17% rate for residential purchases above £500,000 in England. Returns banded breakdown showing tax in each band, total tax payable, and effective rate as percentage of purcha
Tool source: tools/list (live) · last probed 2026-10-17