ParaSure

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• assess_weather_risk

  [$0.10 USDC/call · Solana USDC · x402] Entry point for every agent flow. Given a business location and type, returns a weather risk score (0-1), the top perils ranked by severity, historical frequency data, and an overall risk level (low/moderate/high/severe). Powered by 5 years of Open-Meteo historical data — returns real data, not sandbox. Always call this first before requesting a quote.

• get_parametric_quote

  Request a parametric insurance quote for a specific peril and coverage period. Returns quote_id, carrier, premium, trigger threshold, payout amount, and coverage terms. Pass the quote_id to bind_policy to activate the policy.

• bind_policy

  Accept a quote and initiate a bind. This activates the policy and begins trigger monitoring. Returns policy_id, effective and expiration dates, trigger details, and a confirmation. Pass quote_id from get_parametric_quote. This is where coverage begins.

• check_trigger

  Check whether a bound policy's parametric trigger is currently met. Returns the current observed weather value versus the trigger threshold, whether the trigger is met, and the data source. In production this calls NOAA and ERA5. Currently returns simulated sandbox data.

• get_policy_status

  Get the full current status of a bound parametric policy: active, triggered, settled, or expired. Returns client details, trigger threshold, premium paid, payout amount, coverage dates, and the complete trigger event history.

• list_carriers

  List all carriers currently registered on the ParaSure platform. Returns carrier name, supported perils, supported regions, and available products. Free — no payment required. Use this to discover coverage options before calling get_parametric_quote.

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